AI-assisted credit operations

Your credit file,
under your command.

DisputeIQ is the executive workspace for reviewing your credit reports, identifying potential inaccuracies, preparing dispute documents, and tracking certified mailings — with audit-grade trust built into every step.

You may dispute inaccuracies on your credit report yourself, for free, directly with the credit bureaus. This platform is a software and workflow tool that helps you organize, prepare, and track your own actions. We do not guarantee removals or score changes.

Audit-grade

Every action logged

Bank-level

AES-256 encryption

Certified mail

Tracked delivery

Zero guesswork

Factual basis only

Cross-bureau analyzer

Detect balance, status, date and ownership inconsistencies across all three bureaus, ranked by severity.

Black Box letter prep

Documents are generated server-side, watermarked until paid, and never exposed before your confirmation.

Certified mail tracking

Letters dispatch via certified mail with electronic return receipts and delivery status synced into your timeline.

605B fraud lane

Identity-theft block packets with the documentary support requirements built into the workflow.

CFPB packet builder

Draft a complete consumer complaint packet for your own review and submission. We never submit on your behalf.

Audit-grade history

Immutable log of every action, every confirmation, every dispatch — exportable on demand.

Open the portal

Move from confusion to control in one workspace.

Built for people who want their credit file handled with the same precision a financial institution uses to manage its own operations.

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